Financial Considerations Surrounding Finding a Home

One of the most important issues involved with buying a house – in fact without these you could not buy one – is finances.

You either have to be able to rent a home, buy it, or finance it and there are certain tax issues to be taken into account, as well.

Renting a house in the Netherlands is expensive, especially if you need to rent in the western part of the country or close to international schools. There is no tax facility for renting a house whatsoever. With any luck, your employer will choose to compensate you for the housing costs. But in that case, be aware of the tax consequences, which are touched upon in the article.

If you have decided to buy a house, you are faced with the question of what will be the most appropriate type of mortgage. The recommended mortgage depends on your special tax position and whether you are likely to move again. In the article we provide you with a brief explanation of the relevant types of mortgages available in the Netherlands. This includes tax-related issues and advice on what types of mortgages are suited to expats.

Author
Stephanie Dijkstra
Issue
2019 Winter

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